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Today's Rates:    Conforming    8/21/2008

30 Year Fix        6.625%      APR                    6.88%

30 Yr Fix I/O      6.875%     APR                     7.13%

40 Year Fix         7.00%    APR                    7.26%

15 Fix                 6.375%    APR                     6.63%

5 Year Arm         6.25%    APR                     6.51%

5 Yr Arm I/O      6.50%   APR                     6.76%

Pay Option          1.00%     APR                     7.52%

All Rates assume 20% down payment, full documentation, Loan amounts under $417,000, and 740 mid credit score.  Rates include a 1% origination Fee. All Rates shown are for 12 day lock periods and are subject to change without notice.
VIP Homes
For all of your Custom and Semi-Custom home builder needs.
 
Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
 
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
 
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
 
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
 



VIP Home Mortgage Co. Inc. MB-0904510

Ph: 480-926-2406
Fax: 480-926-3594

Today's Rates:  Jumbo       8/21/2008

30 Yr Fix  8.375%    APR         8.63%

5 Yr Arm   8.125%  APR         8.38%

All Rates assume 20% down payment, full documentation, and 740 mid credit score. All jumbo rates include a 1% origination fee. All Rates shown are for 12 day lock periods and are subject to change without notice.